Insurance Sales Agent salary in Bay City, MI
Insurance Sales Agents in the Bay City, MI metro area earn a median of $45,370 a year ($21.81 an hour), based on BLS data for 50 workers.
Pay ranges from $34,070 for the lowest-paid 10% to $98,520 for the top 10%. That is 27% lower than the national median of $62,280. Pay here is 27% lower than the Michigan statewide median of $61,900. There are 1.5 insurance sales agents per 1,000 jobs here — the job is less common than nationally (location quotient 0.47). The average (mean) salary is $60,450, above the median because a few high earners pull it up.
Pay range for insurance sales agents in Bay City, MI
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $34,070 | $16.38 |
| 25th percentile | $43,320 | $20.83 |
| Median | $45,370 | $21.81 |
| 75th percentile | $69,990 | $33.65 |
| 90th percentile (top earners) | $98,520 | $47.37 |
| Average (mean) | $60,450 | $29.06 |
Half of insurance sales agents earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $3,780.83 |
| Semi-monthly (24 a year) | $1,890.42 |
| Biweekly (26 a year) | $1,745 |
| Weekly | $872.50 |
| Hourly | $21.81 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $45,370 salary, see how much house you can afford in Michigan at today's mortgage rates, or work out a payment with the mortgage calculator.
Insurance Sales Agent salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Monroe, MI | $77,560 | 80 |
| Lansing-East Lansing, MI | $65,820 | 640 |
| Flint, MI | $64,600 | 340 |
| South Bend-Mishawaka, IN-MI | $63,860 | 370 |
| Detroit-Warren-Dearborn, MI | $63,580 | 4,840 |
| Traverse City, MI | $63,150 | 300 |
| Grand Rapids-Wyoming-Kentwood, MI | $61,360 | 2,090 |
| Kalamazoo-Portage, MI | $60,950 | 240 |
| Niles, MI | $60,570 | 170 |
| Ann Arbor, MI | $58,930 | 200 |
| Battle Creek, MI | $57,510 | 90 |
| Saginaw, MI | $56,630 | 170 |
| Midland, MI | $49,030 | 30 |
| Muskegon-Norton Shores, MI | $48,050 | 120 |
| Jackson, MI | $45,080 | 100 |
Highest-paying states for insurance sales agents
| State | Median salary |
|---|---|
| District of Columbia | $84,530 |
| New Jersey | $81,640 |
| Rhode Island | $79,930 |
| Wisconsin | $79,450 |
| Massachusetts | $79,300 |
| Minnesota | $78,640 |
| New York | $78,110 |
| California | $76,120 |
| Connecticut | $74,840 |
| New Hampshire | $74,370 |
See Insurance Sales Agent pay in every state or the Michigan statewide figures.
Related jobs in Bay City, MI
| Job | Median salary | Hourly |
|---|---|---|
| Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel | $58,120 | $27.94 |
| Securities, Commodities, and Financial Services Sales Agents | $55,270 | $26.57 |
| Retail Salesperson | $33,320 | $16.02 |
| Cashier | $29,150 | $14.01 |
| First-Line Supervisors of Retail Sales Workers | $43,430 | $20.88 |
| Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products | $57,200 | $27.50 |
| Counter and Rental Clerks | $35,810 | $17.22 |
| Parts Salesperson | $38,310 | $18.42 |
| First-Line Supervisors of Non-Retail Sales Workers | $61,880 | $29.75 |
More: Sales and Related Occupations · all salaries in Bay City, MI
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 41-3021. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance sales agent make in Bay City, MI?
The median salary for insurance sales agents in the Bay City, MI metro area is $45,370 a year, or $21.81 an hour. Pay ranges from $34,070 for the lowest-paid 10% to $98,520 for the top 10%.
How much do the highest-paid insurance sales agents make in Bay City, MI?
The top 10% of insurance sales agents in the Bay City, MI metro area earn at least $98,520 a year. The top 25% earn $69,990 or more.
What is the starting pay for insurance sales agents in Bay City, MI?
Entry-level pay (the 10th percentile) is about $34,070 a year, and a quarter of insurance sales agents earn $43,320 or less.
How many insurance sales agents work in Bay City, MI?
About 50 insurance sales agents are employed in the Bay City, MI metro area, not counting the self-employed.