Credit Counselor salary in Tennessee
Credit Counselors in Tennessee earn a median of $38,730 a year ($18.62 an hour), based on BLS data for 950 workers.
Pay ranges from $31,200 for the lowest-paid 10% to $105,140 for the top 10%. That is 26% lower than the national median of $52,230. Tennessee ranks 45th of 46 states for credit counselors pay. There are 0.29 credit counselors per 1,000 jobs here — the job is 1.6× more common than nationally. The average (mean) salary is $54,070, above the median because a few high earners pull it up.
Pay range for credit counselors in Tennessee
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $31,200 | $15.00 |
| 25th percentile | $37,530 | $18.05 |
| Median | $38,730 | $18.62 |
| 75th percentile | $64,700 | $31.11 |
| 90th percentile (top earners) | $105,140 | $50.55 |
| Average (mean) | $54,070 | $25.99 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $3,227.50 |
| Semi-monthly (24 a year) | $1,613.75 |
| Biweekly (26 a year) | $1,489.62 |
| Weekly | $744.81 |
| Hourly | $18.62 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $38,730 salary, see how much house you can afford in Tennessee at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Counselor salary in cities in Tennessee
| Metro area | Median salary | Workers |
|---|---|---|
| Memphis, TN-MS-AR | $60,210 | 90 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | $58,480 | 110 |
| Chattanooga, TN-GA | $38,840 | n/a |
| Johnson City, TN | $37,020 | 80 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
Related jobs in Tennessee
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $76,840 | $36.94 |
| Loan Officer | $62,800 | $30.19 |
| Financial and Investment Analysts | $92,990 | $44.71 |
| Personal Financial Advisor | $84,160 | $40.46 |
| Financial Specialists, All Other | $69,240 | $33.29 |
| Tax Examiners and Collectors, and Revenue Agents | $51,630 | $24.82 |
| Credit Analyst | $72,550 | $34.88 |
| Tax Preparer | $36,600 | $17.59 |
| Insurance Underwriter | $78,840 | $37.91 |
| Budget Analyst | $86,570 | $41.62 |
| Property Appraisers and Assessors | $62,350 | $29.98 |
| Financial Risk Specialist | $90,950 | $43.73 |
| Financial Examiner | $87,110 | $41.88 |
| Human Resources Specialist | $67,370 | $32.39 |
More: Business and Financial Operations Occupations · all salaries in Tennessee
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Tennessee?
The median salary for credit counselors in Tennessee is $38,730 a year, or $18.62 an hour. Pay ranges from $31,200 for the lowest-paid 10% to $105,140 for the top 10%.
How much do the highest-paid credit counselors make in Tennessee?
The top 10% of credit counselors in Tennessee earn at least $105,140 a year. The top 25% earn $64,700 or more.
What is the starting pay for credit counselors in Tennessee?
Entry-level pay (the 10th percentile) is about $31,200 a year, and a quarter of credit counselors earn $37,530 or less.
How many credit counselors work in Tennessee?
About 950 credit counselors are employed in Tennessee, not counting the self-employed.