Credit Counselor salary in Chattanooga, TN-GA
Credit Counselors in the Chattanooga, TN-GA metro area earn a median of $38,840 a year ($18.67 an hour), based on BLS data for this job.
Pay ranges from $38,840 for the lowest-paid 10% to $60,640 for the top 10%. That is 26% lower than the national median of $52,230. Pay here is about the same as the Tennessee statewide median of $38,730. The average (mean) salary is $45,250, above the median because a few high earners pull it up.
Pay range for credit counselors in Chattanooga, TN-GA
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $38,840 | $18.67 |
| 25th percentile | $38,840 | $18.67 |
| Median | $38,840 | $18.67 |
| 75th percentile | $38,840 | $18.67 |
| 90th percentile (top earners) | $60,640 | $29.15 |
| Average (mean) | $45,250 | $21.76 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $3,236.67 |
| Semi-monthly (24 a year) | $1,618.33 |
| Biweekly (26 a year) | $1,493.85 |
| Weekly | $746.92 |
| Hourly | $18.67 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $38,840 salary, see how much house you can afford in Tennessee at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Counselor salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | $64,080 | 380 |
| Memphis, TN-MS-AR | $60,210 | 90 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | $58,480 | 110 |
| Johnson City, TN | $37,020 | 80 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
See Credit Counselor pay in every state or the Tennessee statewide figures.
Related jobs in Chattanooga, TN-GA
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $76,680 | $36.87 |
| Loan Officer | $62,460 | $30.03 |
| Personal Financial Advisor | $75,300 | $36.20 |
| Financial and Investment Analysts | $90,320 | $43.42 |
| Financial Specialists, All Other | $74,360 | $35.75 |
| Tax Preparer | $44,560 | $21.42 |
| Insurance Underwriter | $102,460 | $49.26 |
| Property Appraisers and Assessors | $60,950 | $29.31 |
| Budget Analyst | $81,880 | $39.36 |
| Credit Analyst | $62,150 | $29.88 |
| Tax Examiners and Collectors, and Revenue Agents | $68,190 | $32.78 |
| Project Management Specialist | $87,240 | $41.94 |
| Human Resources Specialist | $61,660 | $29.65 |
| Management Analyst | $96,870 | $46.57 |
More: Business and Financial Operations Occupations · all salaries in Chattanooga, TN-GA
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Chattanooga, TN-GA?
The median salary for credit counselors in the Chattanooga, TN-GA metro area is $38,840 a year, or $18.67 an hour. Pay ranges from $38,840 for the lowest-paid 10% to $60,640 for the top 10%.
How much do the highest-paid credit counselors make in Chattanooga, TN-GA?
The top 10% of credit counselors in the Chattanooga, TN-GA metro area earn at least $60,640 a year. The top 25% earn $38,840 or more.
What is the starting pay for credit counselors in Chattanooga, TN-GA?
Entry-level pay (the 10th percentile) is about $38,840 a year, and a quarter of credit counselors earn $38,840 or less.