Insurance Underwriter salary in Chattanooga, TN-GA

Insurance Underwriters in the Chattanooga, TN-GA metro area earn a median of $102,460 a year ($49.26 an hour), based on BLS data for 110 workers.

Median salary
$102,460
Hourly
$49.26
Average
$98,350
Top 10% earn
$126,000
Workers
110

Pay ranges from $56,650 for the lowest-paid 10% to $126,000 for the top 10%. That is 26% higher than the national median of $81,370. Pay here is 30% higher than the Tennessee statewide median of $78,840. There are 0.41 insurance underwriters per 1,000 jobs here — the job is less common than nationally (location quotient 0.60). The average (mean) salary is $98,350, close to the median.

Pay range for insurance underwriters in Chattanooga, TN-GA

$0$160,000
Pay levelYearlyHourly
10th percentile (entry level)$56,650$27.24
25th percentile$78,300$37.64
Median$102,460$49.26
75th percentile$114,270$54.94
90th percentile (top earners)$126,000$60.58
Average (mean)$98,350$47.28

Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.

Median paycheck, before taxes

Pay periodAmount
Monthly$8,538.33
Semi-monthly (24 a year)$4,269.17
Biweekly (26 a year)$3,940.77
Weekly$1,970.38
Hourly$49.26

Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.

Buying a home? On a $102,460 salary, see how much house you can afford in Tennessee at today's mortgage rates, or work out a payment with the mortgage calculator.

Insurance Underwriter salary in other metro areas nearby

Highest-paying states for insurance underwriters

StateMedian salary
Massachusetts$106,640
New Hampshire$103,940
Nevada$101,440
Connecticut$100,690
Colorado$100,640
Washington$99,400
New York$97,450
Wisconsin$97,370
New Jersey$96,220
Maine$95,510

See Insurance Underwriter pay in every state or the Tennessee statewide figures.

Related jobs in Chattanooga, TN-GA

More: Business and Financial Operations Occupations · all salaries in Chattanooga, TN-GA

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.

Frequently asked questions

How much does a insurance underwriter make in Chattanooga, TN-GA?

The median salary for insurance underwriters in the Chattanooga, TN-GA metro area is $102,460 a year, or $49.26 an hour. Pay ranges from $56,650 for the lowest-paid 10% to $126,000 for the top 10%.

How much do the highest-paid insurance underwriters make in Chattanooga, TN-GA?

The top 10% of insurance underwriters in the Chattanooga, TN-GA metro area earn at least $126,000 a year. The top 25% earn $114,270 or more.

What is the starting pay for insurance underwriters in Chattanooga, TN-GA?

Entry-level pay (the 10th percentile) is about $56,650 a year, and a quarter of insurance underwriters earn $78,300 or less.

How many insurance underwriters work in Chattanooga, TN-GA?

About 110 insurance underwriters are employed in the Chattanooga, TN-GA metro area, not counting the self-employed.