Credit Counselor salary in New York
Credit Counselors in New York earn a median of $63,030 a year ($30.30 an hour), based on BLS data for 2,020 workers.
Pay ranges from $48,720 for the lowest-paid 10% to $100,720 for the top 10%. That is 21% higher than the national median of $52,230. New York ranks 5th of 46 states for credit counselors pay, one of the best-paying states for this job. There are 0.21 credit counselors per 1,000 jobs here — close to the national average. The average (mean) salary is $68,590, above the median because a few high earners pull it up.
Pay range for credit counselors in New York
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $48,720 | $23.42 |
| 25th percentile | $53,390 | $25.67 |
| Median | $63,030 | $30.30 |
| 75th percentile | $79,370 | $38.16 |
| 90th percentile (top earners) | $100,720 | $48.42 |
| Average (mean) | $68,590 | $32.98 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,252.50 |
| Semi-monthly (24 a year) | $2,626.25 |
| Biweekly (26 a year) | $2,424.23 |
| Weekly | $1,212.12 |
| Hourly | $30.30 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $63,030 salary, see how much house you can afford in New York at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Counselor salary in cities in New York
| Metro area | Median salary | Workers |
|---|---|---|
| New York-Newark-Jersey City, NY-NJ | $63,170 | 1,610 |
| Ithaca, NY | $62,750 | 40 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | $62,240 | 50 |
| Albany-Schenectady-Troy, NY | $60,730 | 120 |
| Rochester, NY | $60,040 | 130 |
| Syracuse, NY | $59,160 | 80 |
| Buffalo-Cheektowaga, NY | $57,240 | 130 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
Related jobs in New York
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $102,640 | $49.35 |
| Financial and Investment Analysts | $127,930 | $61.51 |
| Personal Financial Advisor | $166,400 | $80.00 |
| Financial Examiner | $128,920 | $61.98 |
| Financial Risk Specialist | $136,830 | $65.78 |
| Loan Officer | $95,710 | $46.01 |
| Financial Specialists, All Other | $107,490 | $51.68 |
| Credit Analyst | $133,270 | $64.07 |
| Tax Preparer | $71,850 | $34.54 |
| Insurance Underwriter | $97,450 | $46.85 |
| Tax Examiners and Collectors, and Revenue Agents | $72,610 | $34.91 |
| Property Appraisers and Assessors | $78,060 | $37.53 |
| Budget Analyst | $88,540 | $42.57 |
| Market Research Analysts and Marketing Specialists | $98,580 | $47.39 |
More: Business and Financial Operations Occupations · all salaries in New York
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in New York?
The median salary for credit counselors in New York is $63,030 a year, or $30.30 an hour. Pay ranges from $48,720 for the lowest-paid 10% to $100,720 for the top 10%.
How much do the highest-paid credit counselors make in New York?
The top 10% of credit counselors in New York earn at least $100,720 a year. The top 25% earn $79,370 or more.
What is the starting pay for credit counselors in New York?
Entry-level pay (the 10th percentile) is about $48,720 a year, and a quarter of credit counselors earn $53,390 or less.
How many credit counselors work in New York?
About 2,020 credit counselors are employed in New York, not counting the self-employed.