Credit Counselor salary in Albany-Schenectady-Troy, NY
Credit Counselors in the Albany-Schenectady-Troy, NY metro area earn a median of $60,730 a year ($29.20 an hour), based on BLS data for 120 workers.
Pay ranges from $48,370 for the lowest-paid 10% to $81,930 for the top 10%. That is 16% higher than the national median of $52,230. Pay here is 4% lower than the New York statewide median of $63,030. There are 0.27 credit counselors per 1,000 jobs here — the job is 1.5× more common than nationally. The average (mean) salary is $64,060, above the median because a few high earners pull it up.
Pay range for credit counselors in Albany-Schenectady-Troy, NY
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $48,370 | $23.26 |
| 25th percentile | $53,140 | $25.55 |
| Median | $60,730 | $29.20 |
| 75th percentile | $71,230 | $34.25 |
| 90th percentile (top earners) | $81,930 | $39.39 |
| Average (mean) | $64,060 | $30.80 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,060.83 |
| Semi-monthly (24 a year) | $2,530.42 |
| Biweekly (26 a year) | $2,335.77 |
| Weekly | $1,167.88 |
| Hourly | $29.20 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $60,730 salary, see how much house you can afford in New York at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Counselor salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| New York-Newark-Jersey City, NY-NJ | $63,170 | 1,610 |
| Ithaca, NY | $62,750 | 40 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | $62,240 | 50 |
| Rochester, NY | $60,040 | 130 |
| Syracuse, NY | $59,160 | 80 |
| Buffalo-Cheektowaga, NY | $57,240 | 130 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
See Credit Counselor pay in every state or the New York statewide figures.
Related jobs in Albany-Schenectady-Troy, NY
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $84,660 | $40.70 |
| Financial and Investment Analysts | $91,270 | $43.88 |
| Tax Examiners and Collectors, and Revenue Agents | $64,990 | $31.25 |
| Personal Financial Advisor | $124,610 | $59.91 |
| Budget Analyst | $81,350 | $39.11 |
| Loan Officer | $79,710 | $38.32 |
| Insurance Underwriter | $92,830 | $44.63 |
| Financial Examiner | $80,640 | $38.77 |
| Tax Preparer | $62,290 | $29.95 |
| Financial Risk Specialist | $120,570 | $57.97 |
| Financial Specialists, All Other | $77,390 | $37.21 |
| Property Appraisers and Assessors | $74,770 | $35.95 |
| Management Analyst | $83,690 | $40.24 |
| Project Management Specialist | $109,850 | $52.81 |
More: Business and Financial Operations Occupations · all salaries in Albany-Schenectady-Troy, NY
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Albany-Schenectady-Troy, NY?
The median salary for credit counselors in the Albany-Schenectady-Troy, NY metro area is $60,730 a year, or $29.20 an hour. Pay ranges from $48,370 for the lowest-paid 10% to $81,930 for the top 10%.
How much do the highest-paid credit counselors make in Albany-Schenectady-Troy, NY?
The top 10% of credit counselors in the Albany-Schenectady-Troy, NY metro area earn at least $81,930 a year. The top 25% earn $71,230 or more.
What is the starting pay for credit counselors in Albany-Schenectady-Troy, NY?
Entry-level pay (the 10th percentile) is about $48,370 a year, and a quarter of credit counselors earn $53,140 or less.
How many credit counselors work in Albany-Schenectady-Troy, NY?
About 120 credit counselors are employed in the Albany-Schenectady-Troy, NY metro area, not counting the self-employed.