Credit Counselor salary in Saginaw, MI
Credit Counselors in the Saginaw, MI metro area earn a median of $48,780 a year ($23.45 an hour), based on BLS data for 40 workers.
Pay ranges from $43,500 for the lowest-paid 10% to $88,470 for the top 10%. That is 7% lower than the national median of $52,230. Pay here is 6% lower than the Michigan statewide median of $52,160. There are 0.45 credit counselors per 1,000 jobs here — the job is 2.5× more common than nationally. The average (mean) salary is $56,690, above the median because a few high earners pull it up.
Pay range for credit counselors in Saginaw, MI
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $43,500 | $20.91 |
| 25th percentile | $43,500 | $20.91 |
| Median | $48,780 | $23.45 |
| 75th percentile | $61,580 | $29.61 |
| 90th percentile (top earners) | $88,470 | $42.54 |
| Average (mean) | $56,690 | $27.25 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $4,065 |
| Semi-monthly (24 a year) | $2,032.50 |
| Biweekly (26 a year) | $1,876.15 |
| Weekly | $938.08 |
| Hourly | $23.45 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $48,780 salary, see how much house you can afford in Michigan at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Counselor salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Ann Arbor, MI | $59,570 | 160 |
| Flint, MI | $53,440 | 40 |
| Detroit-Warren-Dearborn, MI | $53,140 | 480 |
| Lansing-East Lansing, MI | $50,990 | 40 |
| Grand Rapids-Wyoming-Kentwood, MI | $49,530 | 80 |
| Kalamazoo-Portage, MI | $46,850 | n/a |
| South Bend-Mishawaka, IN-MI | $46,050 | 30 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
See Credit Counselor pay in every state or the Michigan statewide figures.
Related jobs in Saginaw, MI
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $76,310 | $36.69 |
| Loan Officer | $62,740 | $30.16 |
| Personal Financial Advisor | $71,560 | $34.40 |
| Financial and Investment Analysts | $88,570 | $42.58 |
| Property Appraisers and Assessors | $62,160 | $29.89 |
| Financial Specialists, All Other | $56,490 | $27.16 |
| Human Resources Specialist | $66,060 | $31.76 |
| Project Management Specialist | $94,960 | $45.65 |
| Market Research Analysts and Marketing Specialists | $58,870 | $28.30 |
| Business Operations Specialists, All Other | $77,300 | $37.16 |
| Buyers and Purchasing Agents | $64,940 | $31.22 |
| Training and Development Specialists | $61,130 | $29.39 |
| Management Analyst | $91,100 | $43.80 |
| Cost Estimator | $75,940 | $36.51 |
More: Business and Financial Operations Occupations · all salaries in Saginaw, MI
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Saginaw, MI?
The median salary for credit counselors in the Saginaw, MI metro area is $48,780 a year, or $23.45 an hour. Pay ranges from $43,500 for the lowest-paid 10% to $88,470 for the top 10%.
How much do the highest-paid credit counselors make in Saginaw, MI?
The top 10% of credit counselors in the Saginaw, MI metro area earn at least $88,470 a year. The top 25% earn $61,580 or more.
What is the starting pay for credit counselors in Saginaw, MI?
Entry-level pay (the 10th percentile) is about $43,500 a year, and a quarter of credit counselors earn $43,500 or less.
How many credit counselors work in Saginaw, MI?
About 40 credit counselors are employed in the Saginaw, MI metro area, not counting the self-employed.