Credit Counselor salary in Michigan
Credit Counselors in Michigan earn a median of $52,160 a year ($25.08 an hour), based on BLS data for 1,260 workers.
Pay ranges from $39,440 for the lowest-paid 10% to $77,970 for the top 10%. That is about the same as the national median of $52,230. Michigan ranks 22nd of 46 states for credit counselors pay. There are 0.29 credit counselors per 1,000 jobs here — the job is 1.6× more common than nationally. The average (mean) salary is $57,490, above the median because a few high earners pull it up.
Pay range for credit counselors in Michigan
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $39,440 | $18.96 |
| 25th percentile | $47,380 | $22.78 |
| Median | $52,160 | $25.08 |
| 75th percentile | $60,470 | $29.07 |
| 90th percentile (top earners) | $77,970 | $37.48 |
| Average (mean) | $57,490 | $27.64 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $4,346.67 |
| Semi-monthly (24 a year) | $2,173.33 |
| Biweekly (26 a year) | $2,006.15 |
| Weekly | $1,003.08 |
| Hourly | $25.08 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $52,160 salary, see how much house you can afford in Michigan at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Counselor salary in cities in Michigan
| Metro area | Median salary | Workers |
|---|---|---|
| Ann Arbor, MI | $59,570 | 160 |
| Flint, MI | $53,440 | 40 |
| Detroit-Warren-Dearborn, MI | $53,140 | 480 |
| Lansing-East Lansing, MI | $50,990 | 40 |
| Grand Rapids-Wyoming-Kentwood, MI | $49,530 | 80 |
| Saginaw, MI | $48,780 | 40 |
| Kalamazoo-Portage, MI | $46,850 | n/a |
| South Bend-Mishawaka, IN-MI | $46,050 | 30 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
Related jobs in Michigan
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $78,820 | $37.89 |
| Loan Officer | $74,470 | $35.80 |
| Financial and Investment Analysts | $95,420 | $45.88 |
| Personal Financial Advisor | $77,930 | $37.47 |
| Financial Specialists, All Other | $75,040 | $36.08 |
| Insurance Underwriter | $77,380 | $37.20 |
| Property Appraisers and Assessors | $64,270 | $30.90 |
| Tax Preparer | $46,400 | $22.31 |
| Credit Analyst | $74,640 | $35.89 |
| Financial Risk Specialist | $103,940 | $49.97 |
| Tax Examiners and Collectors, and Revenue Agents | $63,440 | $30.50 |
| Budget Analyst | $96,430 | $46.36 |
| Financial Examiner | $71,050 | $34.16 |
| Human Resources Specialist | $69,520 | $33.42 |
More: Business and Financial Operations Occupations · all salaries in Michigan
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Michigan?
The median salary for credit counselors in Michigan is $52,160 a year, or $25.08 an hour. Pay ranges from $39,440 for the lowest-paid 10% to $77,970 for the top 10%.
How much do the highest-paid credit counselors make in Michigan?
The top 10% of credit counselors in Michigan earn at least $77,970 a year. The top 25% earn $60,470 or more.
What is the starting pay for credit counselors in Michigan?
Entry-level pay (the 10th percentile) is about $39,440 a year, and a quarter of credit counselors earn $47,380 or less.
How many credit counselors work in Michigan?
About 1,260 credit counselors are employed in Michigan, not counting the self-employed.