Loan Officer salary in Wilmington, NC
Loan Officers in the Wilmington, NC metro area earn a median of $82,340 a year ($39.59 an hour), based on BLS data for 520 workers.
Pay ranges from $45,010 for the lowest-paid 10% to $172,080 for the top 10%. That is 7% higher than the national median of $76,690. Pay here is 8% higher than the North Carolina statewide median of $75,920. There are 2.7 loan officers per 1,000 jobs here — the job is 1.5× more common than nationally. The average (mean) salary is $103,370, above the median because a few high earners pull it up.
Pay range for loan officers in Wilmington, NC
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $45,010 | $21.64 |
| 25th percentile | $62,900 | $30.24 |
| Median | $82,340 | $39.59 |
| 75th percentile | $106,380 | $51.15 |
| 90th percentile (top earners) | $172,080 | $82.73 |
| Average (mean) | $103,370 | $49.70 |
Half of loan officers earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,861.67 |
| Semi-monthly (24 a year) | $3,430.83 |
| Biweekly (26 a year) | $3,166.92 |
| Weekly | $1,583.46 |
| Hourly | $39.59 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $82,340 salary, see how much house you can afford in North Carolina at today's mortgage rates, or work out a payment with the mortgage calculator.
Loan Officer salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Charlotte-Concord-Gastonia, NC-SC | $78,200 | 4,080 |
| Raleigh-Cary, NC | $77,330 | 1,560 |
| Asheville, NC | $76,070 | 190 |
| Winston-Salem, NC | $73,070 | 300 |
| Fayetteville, NC | $69,410 | 150 |
| Goldsboro, NC | $67,370 | 60 |
| Pinehurst-Southern Pines, NC | $66,060 | 50 |
| Durham-Chapel Hill, NC | $64,130 | 360 |
| Virginia Beach-Chesapeake-Norfolk, VA-NC | $64,080 | 1,260 |
| Rocky Mount, NC | $64,040 | 90 |
| Hickory-Lenoir-Morganton, NC | $63,420 | 130 |
| Greenville, NC | $63,340 | 80 |
| Greensboro-High Point, NC | $58,400 | 970 |
| Jacksonville, NC | $57,920 | 80 |
| Burlington, NC | $52,590 | 160 |
Highest-paying states for loan officers
| State | Median salary |
|---|---|
| Massachusetts | $101,600 |
| Connecticut | $95,730 |
| New York | $95,710 |
| Minnesota | $95,170 |
| Colorado | $94,520 |
| Oregon | $94,440 |
| New Jersey | $92,920 |
| District of Columbia | $92,890 |
| Vermont | $88,710 |
| Kansas | $86,970 |
See Loan Officer pay in every state or the North Carolina statewide figures.
Related jobs in Wilmington, NC
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $77,920 | $37.46 |
| Personal Financial Advisor | $102,590 | $49.32 |
| Financial and Investment Analysts | $87,970 | $42.29 |
| Tax Preparer | $52,220 | $25.11 |
| Financial Specialists, All Other | $80,230 | $38.57 |
| Property Appraisers and Assessors | $69,610 | $33.47 |
| Budget Analyst | $59,050 | $28.39 |
| Credit Analyst | $72,870 | $35.04 |
| Tax Examiners and Collectors, and Revenue Agents | $67,450 | $32.43 |
| Project Management Specialist | $89,120 | $42.85 |
| Business Operations Specialists, All Other | $72,640 | $34.92 |
| Market Research Analysts and Marketing Specialists | $69,480 | $33.40 |
| Human Resources Specialist | $64,440 | $30.98 |
| Management Analyst | $86,960 | $41.81 |
More: Business and Financial Operations Occupations · all salaries in Wilmington, NC
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2072. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a loan officer make in Wilmington, NC?
The median salary for loan officers in the Wilmington, NC metro area is $82,340 a year, or $39.59 an hour. Pay ranges from $45,010 for the lowest-paid 10% to $172,080 for the top 10%.
How much do the highest-paid loan officers make in Wilmington, NC?
The top 10% of loan officers in the Wilmington, NC metro area earn at least $172,080 a year. The top 25% earn $106,380 or more.
What is the starting pay for loan officers in Wilmington, NC?
Entry-level pay (the 10th percentile) is about $45,010 a year, and a quarter of loan officers earn $62,900 or less.
How many loan officers work in Wilmington, NC?
About 520 loan officers are employed in the Wilmington, NC metro area, not counting the self-employed.