Loan Officer salary in North Carolina
Loan Officers in North Carolina earn a median of $75,920 a year ($36.50 an hour), based on BLS data for 10,700 workers.
Pay ranges from $43,270 for the lowest-paid 10% to $130,480 for the top 10%. That is 1% lower than the national median of $76,690. North Carolina ranks 26th of 51 states for loan officers pay. There are 2.2 loan officers per 1,000 jobs here — the job is 1.2× more common than nationally. The average (mean) salary is $84,160, above the median because a few high earners pull it up.
Pay range for loan officers in North Carolina
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $43,270 | $20.80 |
| 25th percentile | $57,680 | $27.73 |
| Median | $75,920 | $36.50 |
| 75th percentile | $100,550 | $48.34 |
| 90th percentile (top earners) | $130,480 | $62.73 |
| Average (mean) | $84,160 | $40.46 |
Half of loan officers earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,326.67 |
| Semi-monthly (24 a year) | $3,163.33 |
| Biweekly (26 a year) | $2,920 |
| Weekly | $1,460 |
| Hourly | $36.50 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $75,920 salary, see how much house you can afford in North Carolina at today's mortgage rates, or work out a payment with the mortgage calculator.
Loan Officer salary in cities in North Carolina
| Metro area | Median salary | Workers |
|---|---|---|
| Wilmington, NC | $82,340 | 520 |
| Charlotte-Concord-Gastonia, NC-SC | $78,200 | 4,080 |
| Raleigh-Cary, NC | $77,330 | 1,560 |
| Asheville, NC | $76,070 | 190 |
| Winston-Salem, NC | $73,070 | 300 |
| Fayetteville, NC | $69,410 | 150 |
| Goldsboro, NC | $67,370 | 60 |
| Pinehurst-Southern Pines, NC | $66,060 | 50 |
| Durham-Chapel Hill, NC | $64,130 | 360 |
| Virginia Beach-Chesapeake-Norfolk, VA-NC | $64,080 | 1,260 |
| Rocky Mount, NC | $64,040 | 90 |
| Hickory-Lenoir-Morganton, NC | $63,420 | 130 |
| Greenville, NC | $63,340 | 80 |
| Greensboro-High Point, NC | $58,400 | 970 |
| Jacksonville, NC | $57,920 | 80 |
| Burlington, NC | $52,590 | 160 |
Highest-paying states for loan officers
| State | Median salary |
|---|---|
| Massachusetts | $101,600 |
| Connecticut | $95,730 |
| New York | $95,710 |
| Minnesota | $95,170 |
| Colorado | $94,520 |
| Oregon | $94,440 |
| New Jersey | $92,920 |
| District of Columbia | $92,890 |
| Vermont | $88,710 |
| Kansas | $86,970 |
Related jobs in North Carolina
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $82,050 | $39.45 |
| Financial and Investment Analysts | $102,390 | $49.22 |
| Personal Financial Advisor | $96,880 | $46.58 |
| Financial Specialists, All Other | $80,900 | $38.90 |
| Insurance Underwriter | $77,120 | $37.08 |
| Credit Analyst | $94,570 | $45.46 |
| Financial Risk Specialist | $132,040 | $63.48 |
| Tax Preparer | $48,130 | $23.14 |
| Financial Examiner | $100,730 | $48.43 |
| Property Appraisers and Assessors | $66,700 | $32.07 |
| Budget Analyst | $82,350 | $39.59 |
| Tax Examiners and Collectors, and Revenue Agents | $61,950 | $29.78 |
| Credit Counselor | $46,180 | $22.20 |
| Business Operations Specialists, All Other | $80,230 | $38.57 |
More: Business and Financial Operations Occupations · all salaries in North Carolina
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2072. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a loan officer make in North Carolina?
The median salary for loan officers in North Carolina is $75,920 a year, or $36.50 an hour. Pay ranges from $43,270 for the lowest-paid 10% to $130,480 for the top 10%.
How much do the highest-paid loan officers make in North Carolina?
The top 10% of loan officers in North Carolina earn at least $130,480 a year. The top 25% earn $100,550 or more.
What is the starting pay for loan officers in North Carolina?
Entry-level pay (the 10th percentile) is about $43,270 a year, and a quarter of loan officers earn $57,680 or less.
How many loan officers work in North Carolina?
About 10,700 loan officers are employed in North Carolina, not counting the self-employed.