Credit Counselor salary in Toledo, OH
Credit Counselors in the Toledo, OH metro area earn a median of $47,450 a year ($22.81 an hour), based on BLS data for 40 workers.
Pay ranges from $42,990 for the lowest-paid 10% to $74,090 for the top 10%. That is 9% lower than the national median of $52,230. Pay here is 7% lower than the Ohio statewide median of $51,160. There are 0.15 credit counselors per 1,000 jobs here — close to the national average. The average (mean) salary is $53,360, above the median because a few high earners pull it up.
Pay range for credit counselors in Toledo, OH
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $42,990 | $20.67 |
| 25th percentile | $46,960 | $22.58 |
| Median | $47,450 | $22.81 |
| 75th percentile | $58,950 | $28.34 |
| 90th percentile (top earners) | $74,090 | $35.62 |
| Average (mean) | $53,360 | $25.65 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $3,954.17 |
| Semi-monthly (24 a year) | $1,977.08 |
| Biweekly (26 a year) | $1,825 |
| Weekly | $912.50 |
| Hourly | $22.81 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $47,450 salary, see how much house you can afford in Ohio at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Counselor salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Cleveland, OH | $58,570 | 110 |
| Dayton-Kettering-Beavercreek, OH | $58,090 | 130 |
| Columbus, OH | $54,880 | 180 |
| Cincinnati, OH-KY-IN | $51,160 | 170 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
See Credit Counselor pay in every state or the Ohio statewide figures.
Related jobs in Toledo, OH
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $77,400 | $37.21 |
| Loan Officer | $74,400 | $35.77 |
| Personal Financial Advisor | $82,890 | $39.85 |
| Financial and Investment Analysts | $96,640 | $46.46 |
| Financial Specialists, All Other | $79,390 | $38.17 |
| Insurance Underwriter | $59,710 | $28.71 |
| Property Appraisers and Assessors | $62,370 | $29.99 |
| Budget Analyst | $82,990 | $39.90 |
| Financial Risk Specialist | $82,930 | $39.87 |
| Human Resources Specialist | $67,200 | $32.31 |
| Project Management Specialist | $81,940 | $39.39 |
| Market Research Analysts and Marketing Specialists | $62,950 | $30.27 |
| Business Operations Specialists, All Other | $74,520 | $35.83 |
| Buyers and Purchasing Agents | $68,850 | $33.10 |
More: Business and Financial Operations Occupations · all salaries in Toledo, OH
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Toledo, OH?
The median salary for credit counselors in the Toledo, OH metro area is $47,450 a year, or $22.81 an hour. Pay ranges from $42,990 for the lowest-paid 10% to $74,090 for the top 10%.
How much do the highest-paid credit counselors make in Toledo, OH?
The top 10% of credit counselors in the Toledo, OH metro area earn at least $74,090 a year. The top 25% earn $58,950 or more.
What is the starting pay for credit counselors in Toledo, OH?
Entry-level pay (the 10th percentile) is about $42,990 a year, and a quarter of credit counselors earn $46,960 or less.
How many credit counselors work in Toledo, OH?
About 40 credit counselors are employed in the Toledo, OH metro area, not counting the self-employed.