Credit Counselor salary in Richmond, VA
Credit Counselors in the Richmond, VA metro area earn a median of $54,150 a year ($26.03 an hour), based on BLS data for 130 workers.
Pay ranges from $38,590 for the lowest-paid 10% to $68,890 for the top 10%. That is 4% higher than the national median of $52,230. Pay here is 5% higher than the Virginia statewide median of $51,550. There are 0.20 credit counselors per 1,000 jobs here — close to the national average. The average (mean) salary is $53,380, close to the median.
Pay range for credit counselors in Richmond, VA
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $38,590 | $18.55 |
| 25th percentile | $45,810 | $22.02 |
| Median | $54,150 | $26.03 |
| 75th percentile | $61,010 | $29.33 |
| 90th percentile (top earners) | $68,890 | $33.12 |
| Average (mean) | $53,380 | $25.66 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $4,512.50 |
| Semi-monthly (24 a year) | $2,256.25 |
| Biweekly (26 a year) | $2,082.69 |
| Weekly | $1,041.35 |
| Hourly | $26.03 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $54,150 salary, see how much house you can afford in Virginia at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Counselor salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | $61,930 | 440 |
| Virginia Beach-Chesapeake-Norfolk, VA-NC | $51,880 | 130 |
| Roanoke, VA | $48,400 | 30 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
See Credit Counselor pay in every state or the Virginia statewide figures.
Related jobs in Richmond, VA
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $84,220 | $40.49 |
| Financial and Investment Analysts | $104,160 | $50.08 |
| Loan Officer | $69,610 | $33.47 |
| Personal Financial Advisor | $110,910 | $53.32 |
| Insurance Underwriter | $81,400 | $39.13 |
| Financial Specialists, All Other | $81,070 | $38.97 |
| Tax Examiners and Collectors, and Revenue Agents | $57,620 | $27.70 |
| Financial Examiner | $100,540 | $48.34 |
| Budget Analyst | $92,550 | $44.49 |
| Financial Risk Specialist | $105,060 | $50.51 |
| Tax Preparer | $62,160 | $29.89 |
| Property Appraisers and Assessors | $81,270 | $39.07 |
| Credit Analyst | $105,430 | $50.69 |
| Project Management Specialist | $102,170 | $49.12 |
More: Business and Financial Operations Occupations · all salaries in Richmond, VA
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in Richmond, VA?
The median salary for credit counselors in the Richmond, VA metro area is $54,150 a year, or $26.03 an hour. Pay ranges from $38,590 for the lowest-paid 10% to $68,890 for the top 10%.
How much do the highest-paid credit counselors make in Richmond, VA?
The top 10% of credit counselors in the Richmond, VA metro area earn at least $68,890 a year. The top 25% earn $61,010 or more.
What is the starting pay for credit counselors in Richmond, VA?
Entry-level pay (the 10th percentile) is about $38,590 a year, and a quarter of credit counselors earn $45,810 or less.
How many credit counselors work in Richmond, VA?
About 130 credit counselors are employed in the Richmond, VA metro area, not counting the self-employed.