Credit Counselor salary in New Jersey
Credit Counselors in New Jersey earn a median of $57,180 a year ($27.49 an hour), based on BLS data for 530 workers.
Pay ranges from $40,440 for the lowest-paid 10% to $75,740 for the top 10%. That is 9% higher than the national median of $52,230. New Jersey ranks 14th of 46 states for credit counselors pay. There are 0.12 credit counselors per 1,000 jobs here — the job is less common than nationally (location quotient 0.69). The average (mean) salary is $56,680, close to the median.
Pay range for credit counselors in New Jersey
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $40,440 | $19.44 |
| 25th percentile | $45,370 | $21.81 |
| Median | $57,180 | $27.49 |
| 75th percentile | $62,370 | $29.99 |
| 90th percentile (top earners) | $75,740 | $36.41 |
| Average (mean) | $56,680 | $27.25 |
Half of credit counselors earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $4,765 |
| Semi-monthly (24 a year) | $2,382.50 |
| Biweekly (26 a year) | $2,199.23 |
| Weekly | $1,099.62 |
| Hourly | $27.49 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $57,180 salary, see how much house you can afford in New Jersey at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Counselor salary in cities in New Jersey
| Metro area | Median salary | Workers |
|---|---|---|
| New York-Newark-Jersey City, NY-NJ | $63,170 | 1,610 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | $57,990 | 480 |
| Allentown-Bethlehem-Easton, PA-NJ | $53,400 | 70 |
Highest-paying states for credit counselors
| State | Median salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
Related jobs in New Jersey
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $100,830 | $48.48 |
| Financial and Investment Analysts | $108,610 | $52.22 |
| Personal Financial Advisor | $158,570 | $76.24 |
| Loan Officer | $92,920 | $44.67 |
| Financial Specialists, All Other | $98,630 | $47.42 |
| Tax Preparer | $43,420 | $20.88 |
| Insurance Underwriter | $96,220 | $46.26 |
| Financial Risk Specialist | $129,220 | $62.12 |
| Financial Examiner | $106,410 | $51.16 |
| Tax Examiners and Collectors, and Revenue Agents | $96,420 | $46.36 |
| Credit Analyst | $100,940 | $48.53 |
| Property Appraisers and Assessors | $92,390 | $44.42 |
| Budget Analyst | $96,250 | $46.28 |
| Business Operations Specialists, All Other | $91,060 | $43.78 |
More: Business and Financial Operations Occupations · all salaries in New Jersey
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2071. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit counselor make in New Jersey?
The median salary for credit counselors in New Jersey is $57,180 a year, or $27.49 an hour. Pay ranges from $40,440 for the lowest-paid 10% to $75,740 for the top 10%.
How much do the highest-paid credit counselors make in New Jersey?
The top 10% of credit counselors in New Jersey earn at least $75,740 a year. The top 25% earn $62,370 or more.
What is the starting pay for credit counselors in New Jersey?
Entry-level pay (the 10th percentile) is about $40,440 a year, and a quarter of credit counselors earn $45,370 or less.
How many credit counselors work in New Jersey?
About 530 credit counselors are employed in New Jersey, not counting the self-employed.