Credit Analyst salary in San Jose-Sunnyvale-Santa Clara, CA
Credit Analysts in the San Jose-Sunnyvale-Santa Clara, CA metro area earn a median of $129,240 a year ($62.13 an hour), based on BLS data for 330 workers.
Pay ranges from $74,690 for the lowest-paid 10% to $209,560 for the top 10%. That is 55% higher than the national median of $83,510. Pay here is 32% higher than the California statewide median of $97,860. There are 0.29 credit analysts per 1,000 jobs here — the job is less common than nationally (location quotient 0.70). The average (mean) salary is $135,700, above the median because a few high earners pull it up.
Pay range for credit analysts in San Jose-Sunnyvale-Santa Clara, CA
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $74,690 | $35.91 |
| 25th percentile | $96,140 | $46.22 |
| Median | $129,240 | $62.13 |
| 75th percentile | $165,200 | $79.42 |
| 90th percentile (top earners) | $209,560 | $100.75 |
| Average (mean) | $135,700 | $65.24 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $10,770 |
| Semi-monthly (24 a year) | $5,385 |
| Biweekly (26 a year) | $4,970.77 |
| Weekly | $2,485.38 |
| Hourly | $62.13 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $129,240 salary, see how much house you can afford in California at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Analyst salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| San Francisco-Oakland-Fremont, CA | $122,590 | 850 |
| Los Angeles-Long Beach-Anaheim, CA | $95,640 | 2,100 |
| San Diego-Chula Vista-Carlsbad, CA | $95,310 | 440 |
| Santa Rosa-Petaluma, CA | $90,720 | 30 |
| Oxnard-Thousand Oaks-Ventura, CA | $85,530 | 100 |
| Riverside-San Bernardino-Ontario, CA | $80,100 | 160 |
| Sacramento-Roseville-Folsom, CA | $79,470 | 270 |
| Bakersfield-Delano, CA | $79,390 | 30 |
| Fresno, CA | $73,900 | 50 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
See Credit Analyst pay in every state or the California statewide figures.
Related jobs in San Jose-Sunnyvale-Santa Clara, CA
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $121,700 | $58.51 |
| Financial and Investment Analysts | $144,910 | $69.67 |
| Personal Financial Advisor | $136,820 | $65.78 |
| Loan Officer | $95,090 | $45.71 |
| Financial Specialists, All Other | $100,950 | $48.54 |
| Tax Preparer | $81,180 | $39.03 |
| Financial Risk Specialist | $166,240 | $79.93 |
| Budget Analyst | $131,730 | $63.33 |
| Tax Examiners and Collectors, and Revenue Agents | $99,300 | $47.74 |
| Financial Examiner | $123,750 | $59.50 |
| Credit Counselor | $80,680 | $38.79 |
| Insurance Underwriter | $95,830 | $46.07 |
| Property Appraisers and Assessors | $81,760 | $39.31 |
| Market Research Analysts and Marketing Specialists | $141,960 | $68.25 |
More: Business and Financial Operations Occupations · all salaries in San Jose-Sunnyvale-Santa Clara, CA
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in San Jose-Sunnyvale-Santa Clara, CA?
The median salary for credit analysts in the San Jose-Sunnyvale-Santa Clara, CA metro area is $129,240 a year, or $62.13 an hour. Pay ranges from $74,690 for the lowest-paid 10% to $209,560 for the top 10%.
How much do the highest-paid credit analysts make in San Jose-Sunnyvale-Santa Clara, CA?
The top 10% of credit analysts in the San Jose-Sunnyvale-Santa Clara, CA metro area earn at least $209,560 a year. The top 25% earn $165,200 or more.
What is the starting pay for credit analysts in San Jose-Sunnyvale-Santa Clara, CA?
Entry-level pay (the 10th percentile) is about $74,690 a year, and a quarter of credit analysts earn $96,140 or less.
How many credit analysts work in San Jose-Sunnyvale-Santa Clara, CA?
About 330 credit analysts are employed in the San Jose-Sunnyvale-Santa Clara, CA metro area, not counting the self-employed.