Loan Officer salary in St. Joseph, MO-KS
Loan Officers in the St. Joseph, MO-KS metro area earn a median of $63,080 a year ($30.33 an hour), based on BLS data for 80 workers.
Pay ranges from $37,510 for the lowest-paid 10% to $133,740 for the top 10%. That is 18% lower than the national median of $76,690. Pay here is 14% lower than the Missouri statewide median of $73,660. There are 1.5 loan officers per 1,000 jobs here — close to the national average. The average (mean) salary is $76,560, above the median because a few high earners pull it up.
Pay range for loan officers in St. Joseph, MO-KS
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $37,510 | $18.03 |
| 25th percentile | $48,250 | $23.20 |
| Median | $63,080 | $30.33 |
| 75th percentile | $94,270 | $45.32 |
| 90th percentile (top earners) | $133,740 | $64.30 |
| Average (mean) | $76,560 | $36.81 |
Half of loan officers earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,256.67 |
| Semi-monthly (24 a year) | $2,628.33 |
| Biweekly (26 a year) | $2,426.15 |
| Weekly | $1,213.08 |
| Hourly | $30.33 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $63,080 salary, see how much house you can afford in Missouri at today's mortgage rates, or work out a payment with the mortgage calculator.
Loan Officer salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Lawrence, KS | $100,480 | 80 |
| Wichita, KS | $99,170 | 700 |
| Topeka, KS | $95,330 | 200 |
| Manhattan, KS | $87,730 | 130 |
| Kansas City, MO-KS | $82,330 | 2,180 |
| Columbia, MO | $81,850 | 450 |
| Cape Girardeau, MO-IL | $76,400 | 70 |
| Springfield, MO | $76,040 | 480 |
| St. Louis, MO-IL | $74,510 | 2,690 |
| Joplin, MO-KS | $70,170 | 140 |
| Jefferson City, MO | $64,430 | 270 |
Highest-paying states for loan officers
| State | Median salary |
|---|---|
| Massachusetts | $101,600 |
| Connecticut | $95,730 |
| New York | $95,710 |
| Minnesota | $95,170 |
| Colorado | $94,520 |
| Oregon | $94,440 |
| New Jersey | $92,920 |
| District of Columbia | $92,890 |
| Vermont | $88,710 |
| Kansas | $86,970 |
See Loan Officer pay in every state or the Missouri statewide figures.
Related jobs in St. Joseph, MO-KS
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $67,480 | $32.44 |
| Personal Financial Advisor | $74,400 | $35.77 |
| Property Appraisers and Assessors | $46,370 | $22.29 |
| Human Resources Specialist | $64,200 | $30.86 |
| Project Management Specialist | $89,670 | $43.11 |
| Business Operations Specialists, All Other | $77,230 | $37.13 |
| Training and Development Specialists | $56,140 | $26.99 |
| Market Research Analysts and Marketing Specialists | $58,530 | $28.14 |
| Buyers and Purchasing Agents | $66,990 | $32.21 |
| Compliance Officer | $66,670 | $32.05 |
| Logistician | $74,780 | $35.95 |
| Cost Estimator | $78,530 | $37.75 |
| Claims Adjusters, Examiners, and Investigators | $75,440 | $36.27 |
| Management Analyst | $77,230 | $37.13 |
More: Business and Financial Operations Occupations · all salaries in St. Joseph, MO-KS
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2072. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a loan officer make in St. Joseph, MO-KS?
The median salary for loan officers in the St. Joseph, MO-KS metro area is $63,080 a year, or $30.33 an hour. Pay ranges from $37,510 for the lowest-paid 10% to $133,740 for the top 10%.
How much do the highest-paid loan officers make in St. Joseph, MO-KS?
The top 10% of loan officers in the St. Joseph, MO-KS metro area earn at least $133,740 a year. The top 25% earn $94,270 or more.
What is the starting pay for loan officers in St. Joseph, MO-KS?
Entry-level pay (the 10th percentile) is about $37,510 a year, and a quarter of loan officers earn $48,250 or less.
How many loan officers work in St. Joseph, MO-KS?
About 80 loan officers are employed in the St. Joseph, MO-KS metro area, not counting the self-employed.