Loan Officer salary in Gainesville, FL
Loan Officers in the Gainesville, FL metro area earn a median of $68,810 a year ($33.08 an hour), based on BLS data for 140 workers.
Pay ranges from $37,910 for the lowest-paid 10% to $130,430 for the top 10%. That is 10% lower than the national median of $76,690. Pay here is 3% lower than the Florida statewide median of $71,090. There are 0.91 loan officers per 1,000 jobs here — the job is less common than nationally (location quotient 0.52). The average (mean) salary is $80,640, above the median because a few high earners pull it up.
Pay range for loan officers in Gainesville, FL
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $37,910 | $18.23 |
| 25th percentile | $49,290 | $23.70 |
| Median | $68,810 | $33.08 |
| 75th percentile | $96,950 | $46.61 |
| 90th percentile (top earners) | $130,430 | $62.71 |
| Average (mean) | $80,640 | $38.77 |
Half of loan officers earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,734.17 |
| Semi-monthly (24 a year) | $2,867.08 |
| Biweekly (26 a year) | $2,646.54 |
| Weekly | $1,323.27 |
| Hourly | $33.08 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $68,810 salary, see how much house you can afford in Florida at today's mortgage rates, or work out a payment with the mortgage calculator.
Loan Officer salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Homosassa Springs, FL | $78,410 | 30 |
| Deltona-Daytona Beach-Ormond Beach, FL | $76,400 | 280 |
| Naples-Marco Island, FL | $76,300 | 210 |
| Lakeland-Winter Haven, FL | $75,400 | 490 |
| Panama City-Panama City Beach, FL | $74,220 | 130 |
| Port St. Lucie, FL | $73,920 | 180 |
| Cape Coral-Fort Myers, FL | $72,770 | 400 |
| Tampa-St. Petersburg-Clearwater, FL | $72,220 | 3,850 |
| Punta Gorda, FL | $71,920 | 60 |
| Miami-Fort Lauderdale-West Palm Beach, FL | $71,510 | 4,190 |
| Palm Bay-Melbourne-Titusville, FL | $71,450 | 220 |
| Orlando-Kissimmee-Sanford, FL | $67,460 | 2,260 |
| Ocala, FL | $66,310 | 120 |
| Sebastian-Vero Beach-West Vero Corridor, FL | $66,300 | 110 |
| Pensacola-Ferry Pass-Brent, FL | $65,030 | 790 |
| Jacksonville, FL | $64,960 | 2,140 |
| Crestview-Fort Walton Beach-Destin, FL | $62,890 | 270 |
| North Port-Bradenton-Sarasota, FL | $62,210 | 430 |
| Tallahassee, FL | $61,270 | 290 |
| Wildwood-The Villages, FL | $59,050 | 50 |
Highest-paying states for loan officers
| State | Median salary |
|---|---|
| Massachusetts | $101,600 |
| Connecticut | $95,730 |
| New York | $95,710 |
| Minnesota | $95,170 |
| Colorado | $94,520 |
| Oregon | $94,440 |
| New Jersey | $92,920 |
| District of Columbia | $92,890 |
| Vermont | $88,710 |
| Kansas | $86,970 |
See Loan Officer pay in every state or the Florida statewide figures.
Related jobs in Gainesville, FL
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $75,820 | $36.45 |
| Financial and Investment Analysts | $95,690 | $46.00 |
| Personal Financial Advisor | $116,470 | $55.99 |
| Financial Specialists, All Other | $48,000 | $23.08 |
| Insurance Underwriter | $64,270 | $30.90 |
| Property Appraisers and Assessors | $65,720 | $31.60 |
| Budget Analyst | $85,890 | $41.30 |
| Tax Examiners and Collectors, and Revenue Agents | $41,430 | $19.92 |
| Management Analyst | $78,850 | $37.91 |
| Business Operations Specialists, All Other | $73,920 | $35.54 |
| Project Management Specialist | $80,630 | $38.77 |
| Human Resources Specialist | $57,520 | $27.66 |
| Market Research Analysts and Marketing Specialists | $70,920 | $34.10 |
| Buyers and Purchasing Agents | $73,180 | $35.19 |
More: Business and Financial Operations Occupations · all salaries in Gainesville, FL
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2072. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a loan officer make in Gainesville, FL?
The median salary for loan officers in the Gainesville, FL metro area is $68,810 a year, or $33.08 an hour. Pay ranges from $37,910 for the lowest-paid 10% to $130,430 for the top 10%.
How much do the highest-paid loan officers make in Gainesville, FL?
The top 10% of loan officers in the Gainesville, FL metro area earn at least $130,430 a year. The top 25% earn $96,950 or more.
What is the starting pay for loan officers in Gainesville, FL?
Entry-level pay (the 10th percentile) is about $37,910 a year, and a quarter of loan officers earn $49,290 or less.
How many loan officers work in Gainesville, FL?
About 140 loan officers are employed in the Gainesville, FL metro area, not counting the self-employed.