Insurance Underwriter salary in Rochester, NY
Insurance Underwriters in the Rochester, NY metro area earn a median of $94,310 a year ($45.34 an hour), based on BLS data for 260 workers.
Pay ranges from $65,330 for the lowest-paid 10% to $159,450 for the top 10%. That is 16% higher than the national median of $81,370. Pay here is 3% lower than the New York statewide median of $97,450. There are 0.52 insurance underwriters per 1,000 jobs here — the job is less common than nationally (location quotient 0.76). The average (mean) salary is $104,740, above the median because a few high earners pull it up.
Pay range for insurance underwriters in Rochester, NY
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $65,330 | $31.41 |
| 25th percentile | $78,990 | $37.98 |
| Median | $94,310 | $45.34 |
| 75th percentile | $127,400 | $61.25 |
| 90th percentile (top earners) | $159,450 | $76.66 |
| Average (mean) | $104,740 | $50.36 |
Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $7,859.17 |
| Semi-monthly (24 a year) | $3,929.58 |
| Biweekly (26 a year) | $3,627.31 |
| Weekly | $1,813.65 |
| Hourly | $45.34 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $94,310 salary, see how much house you can afford in New York at today's mortgage rates, or work out a payment with the mortgage calculator.
Insurance Underwriter salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| New York-Newark-Jersey City, NY-NJ | $98,410 | 6,740 |
| Buffalo-Cheektowaga, NY | $95,370 | 200 |
| Albany-Schenectady-Troy, NY | $92,830 | 370 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | $90,380 | 80 |
| Syracuse, NY | $81,160 | 240 |
Highest-paying states for insurance underwriters
| State | Median salary |
|---|---|
| Massachusetts | $106,640 |
| New Hampshire | $103,940 |
| Nevada | $101,440 |
| Connecticut | $100,690 |
| Colorado | $100,640 |
| Washington | $99,400 |
| New York | $97,450 |
| Wisconsin | $97,370 |
| New Jersey | $96,220 |
| Maine | $95,510 |
See Insurance Underwriter pay in every state or the New York statewide figures.
Related jobs in Rochester, NY
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $80,890 | $38.89 |
| Financial and Investment Analysts | $94,940 | $45.64 |
| Personal Financial Advisor | $101,150 | $48.63 |
| Loan Officer | $82,280 | $39.56 |
| Tax Preparer | $60,180 | $28.93 |
| Financial Risk Specialist | $85,540 | $41.13 |
| Credit Analyst | $96,390 | $46.34 |
| Property Appraisers and Assessors | $75,940 | $36.51 |
| Credit Counselor | $60,040 | $28.87 |
| Financial Specialists, All Other | $77,090 | $37.06 |
| Financial Examiner | $83,400 | $40.10 |
| Budget Analyst | $88,890 | $42.73 |
| Tax Examiners and Collectors, and Revenue Agents | $80,610 | $38.76 |
| Project Management Specialist | $103,520 | $49.77 |
More: Business and Financial Operations Occupations · all salaries in Rochester, NY
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance underwriter make in Rochester, NY?
The median salary for insurance underwriters in the Rochester, NY metro area is $94,310 a year, or $45.34 an hour. Pay ranges from $65,330 for the lowest-paid 10% to $159,450 for the top 10%.
How much do the highest-paid insurance underwriters make in Rochester, NY?
The top 10% of insurance underwriters in the Rochester, NY metro area earn at least $159,450 a year. The top 25% earn $127,400 or more.
What is the starting pay for insurance underwriters in Rochester, NY?
Entry-level pay (the 10th percentile) is about $65,330 a year, and a quarter of insurance underwriters earn $78,990 or less.
How many insurance underwriters work in Rochester, NY?
About 260 insurance underwriters are employed in the Rochester, NY metro area, not counting the self-employed.