Insurance Underwriter salary in Providence-Warwick, RI-MA
Insurance Underwriters in the Providence-Warwick, RI-MA metro area earn a median of $85,150 a year ($40.94 an hour), based on BLS data for 280 workers.
Pay ranges from $54,460 for the lowest-paid 10% to $148,660 for the top 10%. That is 5% higher than the national median of $81,370. Pay here is 1% higher than the Rhode Island statewide median of $84,720. There are 0.40 insurance underwriters per 1,000 jobs here — the job is less common than nationally (location quotient 0.59). The average (mean) salary is $96,980, above the median because a few high earners pull it up.
Pay range for insurance underwriters in Providence-Warwick, RI-MA
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $54,460 | $26.19 |
| 25th percentile | $64,350 | $30.94 |
| Median | $85,150 | $40.94 |
| 75th percentile | $115,510 | $55.54 |
| 90th percentile (top earners) | $148,660 | $71.47 |
| Average (mean) | $96,980 | $46.63 |
Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $7,095.83 |
| Semi-monthly (24 a year) | $3,547.92 |
| Biweekly (26 a year) | $3,275 |
| Weekly | $1,637.50 |
| Hourly | $40.94 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $85,150 salary, see how much house you can afford in Rhode Island at today's mortgage rates, or work out a payment with the mortgage calculator.
Insurance Underwriter salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Springfield, MA | $115,420 | 130 |
| Boston-Cambridge-Newton, MA-NH | $106,170 | 2,080 |
| Worcester, MA | $98,000 | 310 |
Highest-paying states for insurance underwriters
| State | Median salary |
|---|---|
| Massachusetts | $106,640 |
| New Hampshire | $103,940 |
| Nevada | $101,440 |
| Connecticut | $100,690 |
| Colorado | $100,640 |
| Washington | $99,400 |
| New York | $97,450 |
| Wisconsin | $97,370 |
| New Jersey | $96,220 |
| Maine | $95,510 |
See Insurance Underwriter pay in every state or the Rhode Island statewide figures.
Related jobs in Providence-Warwick, RI-MA
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $95,020 | $45.68 |
| Financial and Investment Analysts | $100,290 | $48.22 |
| Loan Officer | $78,500 | $37.74 |
| Personal Financial Advisor | $83,720 | $40.25 |
| Financial Specialists, All Other | $79,570 | $38.26 |
| Financial Risk Specialist | $103,470 | $49.75 |
| Tax Preparer | $57,680 | $27.73 |
| Financial Examiner | $97,720 | $46.98 |
| Tax Examiners and Collectors, and Revenue Agents | $72,740 | $34.97 |
| Property Appraisers and Assessors | $87,160 | $41.91 |
| Credit Analyst | $80,970 | $38.93 |
| Credit Counselor | $58,480 | $28.12 |
| Budget Analyst | $87,760 | $42.19 |
| Project Management Specialist | $104,510 | $50.25 |
More: Business and Financial Operations Occupations · all salaries in Providence-Warwick, RI-MA
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance underwriter make in Providence-Warwick, RI-MA?
The median salary for insurance underwriters in the Providence-Warwick, RI-MA metro area is $85,150 a year, or $40.94 an hour. Pay ranges from $54,460 for the lowest-paid 10% to $148,660 for the top 10%.
How much do the highest-paid insurance underwriters make in Providence-Warwick, RI-MA?
The top 10% of insurance underwriters in the Providence-Warwick, RI-MA metro area earn at least $148,660 a year. The top 25% earn $115,510 or more.
What is the starting pay for insurance underwriters in Providence-Warwick, RI-MA?
Entry-level pay (the 10th percentile) is about $54,460 a year, and a quarter of insurance underwriters earn $64,350 or less.
How many insurance underwriters work in Providence-Warwick, RI-MA?
About 280 insurance underwriters are employed in the Providence-Warwick, RI-MA metro area, not counting the self-employed.