Insurance Underwriter salary in Detroit-Warren-Dearborn, MI
Insurance Underwriters in the Detroit-Warren-Dearborn, MI metro area earn a median of $80,180 a year ($38.55 an hour), based on BLS data for 1,070 workers.
Pay ranges from $50,830 for the lowest-paid 10% to $129,980 for the top 10%. That is 1% lower than the national median of $81,370. Pay here is 4% higher than the Michigan statewide median of $77,380. There are 0.56 insurance underwriters per 1,000 jobs here — close to the national average. The average (mean) salary is $85,720, above the median because a few high earners pull it up.
Pay range for insurance underwriters in Detroit-Warren-Dearborn, MI
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $50,830 | $24.44 |
| 25th percentile | $62,800 | $30.19 |
| Median | $80,180 | $38.55 |
| 75th percentile | $104,670 | $50.32 |
| 90th percentile (top earners) | $129,980 | $62.49 |
| Average (mean) | $85,720 | $41.21 |
Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,681.67 |
| Semi-monthly (24 a year) | $3,340.83 |
| Biweekly (26 a year) | $3,083.85 |
| Weekly | $1,541.92 |
| Hourly | $38.55 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $80,180 salary, see how much house you can afford in Michigan at today's mortgage rates, or work out a payment with the mortgage calculator.
Insurance Underwriter salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Grand Rapids-Wyoming-Kentwood, MI | $79,560 | 400 |
| Ann Arbor, MI | $77,750 | 30 |
| Lansing-East Lansing, MI | $75,140 | 480 |
| Traverse City, MI | $69,500 | 100 |
Highest-paying states for insurance underwriters
| State | Median salary |
|---|---|
| Massachusetts | $106,640 |
| New Hampshire | $103,940 |
| Nevada | $101,440 |
| Connecticut | $100,690 |
| Colorado | $100,640 |
| Washington | $99,400 |
| New York | $97,450 |
| Wisconsin | $97,370 |
| New Jersey | $96,220 |
| Maine | $95,510 |
See Insurance Underwriter pay in every state or the Michigan statewide figures.
Related jobs in Detroit-Warren-Dearborn, MI
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $80,650 | $38.78 |
| Loan Officer | $76,260 | $36.66 |
| Financial and Investment Analysts | $101,550 | $48.82 |
| Personal Financial Advisor | $76,830 | $36.94 |
| Financial Specialists, All Other | $79,960 | $38.44 |
| Credit Analyst | $74,640 | $35.89 |
| Tax Preparer | $46,450 | $22.33 |
| Property Appraisers and Assessors | $68,100 | $32.74 |
| Financial Risk Specialist | $105,110 | $50.54 |
| Budget Analyst | $102,080 | $49.08 |
| Credit Counselor | $53,140 | $25.55 |
| Tax Examiners and Collectors, and Revenue Agents | $81,540 | $39.20 |
| Financial Examiner | $75,930 | $36.51 |
| Project Management Specialist | $105,350 | $50.65 |
More: Business and Financial Operations Occupations · all salaries in Detroit-Warren-Dearborn, MI
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance underwriter make in Detroit-Warren-Dearborn, MI?
The median salary for insurance underwriters in the Detroit-Warren-Dearborn, MI metro area is $80,180 a year, or $38.55 an hour. Pay ranges from $50,830 for the lowest-paid 10% to $129,980 for the top 10%.
How much do the highest-paid insurance underwriters make in Detroit-Warren-Dearborn, MI?
The top 10% of insurance underwriters in the Detroit-Warren-Dearborn, MI metro area earn at least $129,980 a year. The top 25% earn $104,670 or more.
What is the starting pay for insurance underwriters in Detroit-Warren-Dearborn, MI?
Entry-level pay (the 10th percentile) is about $50,830 a year, and a quarter of insurance underwriters earn $62,800 or less.
How many insurance underwriters work in Detroit-Warren-Dearborn, MI?
About 1,070 insurance underwriters are employed in the Detroit-Warren-Dearborn, MI metro area, not counting the self-employed.