Insurance Underwriter salary in Birmingham, AL
Insurance Underwriters in the Birmingham, AL metro area earn a median of $66,000 a year ($31.73 an hour), based on BLS data for 640 workers.
Pay ranges from $47,540 for the lowest-paid 10% to $130,090 for the top 10%. That is 19% lower than the national median of $81,370. Pay here is 6% higher than the Alabama statewide median of $62,220. There are 1.2 insurance underwriters per 1,000 jobs here — the job is 1.8× more common than nationally. The average (mean) salary is $81,390, above the median because a few high earners pull it up.
Pay range for insurance underwriters in Birmingham, AL
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $47,540 | $22.86 |
| 25th percentile | $56,030 | $26.94 |
| Median | $66,000 | $31.73 |
| 75th percentile | $101,820 | $48.95 |
| 90th percentile (top earners) | $130,090 | $62.55 |
| Average (mean) | $81,390 | $39.13 |
Half of insurance underwriters earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $5,500 |
| Semi-monthly (24 a year) | $2,750 |
| Biweekly (26 a year) | $2,538.46 |
| Weekly | $1,269.23 |
| Hourly | $31.73 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $66,000 salary, see how much house you can afford in Alabama at today's mortgage rates, or work out a payment with the mortgage calculator.
Insurance Underwriter salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Decatur, AL | $57,850 | n/a |
| Montgomery, AL | $57,400 | 200 |
| Mobile, AL | $56,660 | 130 |
| Daphne-Fairhope-Foley, AL | $43,540 | 40 |
Highest-paying states for insurance underwriters
| State | Median salary |
|---|---|
| Massachusetts | $106,640 |
| New Hampshire | $103,940 |
| Nevada | $101,440 |
| Connecticut | $100,690 |
| Colorado | $100,640 |
| Washington | $99,400 |
| New York | $97,450 |
| Wisconsin | $97,370 |
| New Jersey | $96,220 |
| Maine | $95,510 |
See Insurance Underwriter pay in every state or the Alabama statewide figures.
Related jobs in Birmingham, AL
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $78,660 | $37.82 |
| Loan Officer | $66,740 | $32.09 |
| Personal Financial Advisor | $79,480 | $38.21 |
| Financial and Investment Analysts | $91,290 | $43.89 |
| Tax Examiners and Collectors, and Revenue Agents | $74,670 | $35.90 |
| Credit Analyst | $101,720 | $48.91 |
| Property Appraisers and Assessors | $49,510 | $23.81 |
| Financial Risk Specialist | $81,750 | $39.31 |
| Financial Specialists, All Other | $77,170 | $37.10 |
| Budget Analyst | $88,550 | $42.57 |
| Credit Counselor | $45,760 | $22.00 |
| Human Resources Specialist | $67,880 | $32.63 |
| Market Research Analysts and Marketing Specialists | $62,190 | $29.90 |
| Buyers and Purchasing Agents | $66,260 | $31.85 |
More: Business and Financial Operations Occupations · all salaries in Birmingham, AL
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2053. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a insurance underwriter make in Birmingham, AL?
The median salary for insurance underwriters in the Birmingham, AL metro area is $66,000 a year, or $31.73 an hour. Pay ranges from $47,540 for the lowest-paid 10% to $130,090 for the top 10%.
How much do the highest-paid insurance underwriters make in Birmingham, AL?
The top 10% of insurance underwriters in the Birmingham, AL metro area earn at least $130,090 a year. The top 25% earn $101,820 or more.
What is the starting pay for insurance underwriters in Birmingham, AL?
Entry-level pay (the 10th percentile) is about $47,540 a year, and a quarter of insurance underwriters earn $56,030 or less.
How many insurance underwriters work in Birmingham, AL?
About 640 insurance underwriters are employed in the Birmingham, AL metro area, not counting the self-employed.