Credit Analyst salary in Houston-Pasadena-The Woodlands, TX
Credit Analysts in the Houston-Pasadena-The Woodlands, TX metro area earn a median of $79,280 a year ($38.12 an hour), based on BLS data for 1,010 workers.
Pay ranges from $51,720 for the lowest-paid 10% to $139,390 for the top 10%. That is 5% lower than the national median of $83,510. Pay here is 1% higher than the Texas statewide median of $78,730. There are 0.31 credit analysts per 1,000 jobs here — the job is less common than nationally (location quotient 0.74). The average (mean) salary is $90,520, above the median because a few high earners pull it up.
Pay range for credit analysts in Houston-Pasadena-The Woodlands, TX
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $51,720 | $24.86 |
| 25th percentile | $65,320 | $31.40 |
| Median | $79,280 | $38.12 |
| 75th percentile | $98,580 | $47.39 |
| 90th percentile (top earners) | $139,390 | $67.01 |
| Average (mean) | $90,520 | $43.52 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $6,606.67 |
| Semi-monthly (24 a year) | $3,303.33 |
| Biweekly (26 a year) | $3,049.23 |
| Weekly | $1,524.62 |
| Hourly | $38.12 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $79,280 salary, see how much house you can afford in Texas at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Analyst salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Austin-Round Rock-San Marcos, TX | $86,920 | 320 |
| Dallas-Fort Worth-Arlington, TX | $80,530 | 3,210 |
| Lubbock, TX | $72,390 | 40 |
| San Antonio-New Braunfels, TX | $66,010 | 440 |
| Killeen-Temple, TX | $62,620 | 30 |
| Longview, TX | $62,420 | 30 |
| McAllen-Edinburg-Mission, TX | $58,690 | 50 |
| El Paso, TX | $49,470 | 70 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
See Credit Analyst pay in every state or the Texas statewide figures.
Related jobs in Houston-Pasadena-The Woodlands, TX
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $85,090 | $40.91 |
| Financial and Investment Analysts | $101,660 | $48.87 |
| Personal Financial Advisor | $98,930 | $47.56 |
| Loan Officer | $67,560 | $32.48 |
| Financial Specialists, All Other | $76,820 | $36.93 |
| Insurance Underwriter | $77,770 | $37.39 |
| Property Appraisers and Assessors | $64,220 | $30.87 |
| Tax Preparer | $47,320 | $22.75 |
| Credit Counselor | $48,100 | $23.13 |
| Financial Examiner | $82,990 | $39.90 |
| Budget Analyst | $98,330 | $47.27 |
| Financial Risk Specialist | $101,200 | $48.66 |
| Tax Examiners and Collectors, and Revenue Agents | $102,190 | $49.13 |
| Project Management Specialist | $99,510 | $47.84 |
More: Business and Financial Operations Occupations · all salaries in Houston-Pasadena-The Woodlands, TX
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in Houston-Pasadena-The Woodlands, TX?
The median salary for credit analysts in the Houston-Pasadena-The Woodlands, TX metro area is $79,280 a year, or $38.12 an hour. Pay ranges from $51,720 for the lowest-paid 10% to $139,390 for the top 10%.
How much do the highest-paid credit analysts make in Houston-Pasadena-The Woodlands, TX?
The top 10% of credit analysts in the Houston-Pasadena-The Woodlands, TX metro area earn at least $139,390 a year. The top 25% earn $98,580 or more.
What is the starting pay for credit analysts in Houston-Pasadena-The Woodlands, TX?
Entry-level pay (the 10th percentile) is about $51,720 a year, and a quarter of credit analysts earn $65,320 or less.
How many credit analysts work in Houston-Pasadena-The Woodlands, TX?
About 1,010 credit analysts are employed in the Houston-Pasadena-The Woodlands, TX metro area, not counting the self-employed.