Credit Analyst salary in Charlotte-Concord-Gastonia, NC-SC
Credit Analysts in the Charlotte-Concord-Gastonia, NC-SC metro area earn a median of $100,640 a year ($48.38 an hour), based on BLS data for 2,190 workers.
Pay ranges from $65,990 for the lowest-paid 10% to $165,330 for the top 10%. That is 21% higher than the national median of $83,510. Pay here is 6% higher than the North Carolina statewide median of $94,570. There are 1.6 credit analysts per 1,000 jobs here — the job is 3.9× more common than nationally. The average (mean) salary is $107,240, above the median because a few high earners pull it up.
Pay range for credit analysts in Charlotte-Concord-Gastonia, NC-SC
| Pay level | Yearly | Hourly |
|---|---|---|
| 10th percentile (entry level) | $65,990 | $31.73 |
| 25th percentile | $79,520 | $38.23 |
| Median | $100,640 | $48.38 |
| 75th percentile | $128,610 | $61.83 |
| 90th percentile (top earners) | $165,330 | $79.49 |
| Average (mean) | $107,240 | $51.56 |
Half of credit analysts earn more than the median and half earn less. Percentiles show the spread: 10% earn less than the 10th percentile, and 10% earn more than the 90th.
Median paycheck, before taxes
| Pay period | Amount |
|---|---|
| Monthly | $8,386.67 |
| Semi-monthly (24 a year) | $4,193.33 |
| Biweekly (26 a year) | $3,870.77 |
| Weekly | $1,935.38 |
| Hourly | $48.38 |
Based on a full-time year of 2,080 hours. Convert any amount with the hourly to salary converter.
Buying a home? On a $100,640 salary, see how much house you can afford in North Carolina at today's mortgage rates, or work out a payment with the mortgage calculator.
Credit Analyst salary in other metro areas nearby
| Metro area | Median salary | Workers |
|---|---|---|
| Florence, SC | $95,590 | 40 |
| Winston-Salem, NC | $83,670 | 110 |
| Charleston-North Charleston, SC | $83,010 | 50 |
| Columbia, SC | $81,740 | 100 |
| Raleigh-Cary, NC | $80,630 | 220 |
| Greensboro-High Point, NC | $79,950 | 160 |
| Virginia Beach-Chesapeake-Norfolk, VA-NC | $79,050 | 150 |
| Durham-Chapel Hill, NC | $77,750 | 50 |
| Greenville, NC | $77,470 | 30 |
| Wilmington, NC | $72,870 | 70 |
| Greenville-Anderson-Greer, SC | $69,700 | 260 |
Highest-paying states for credit analysts
| State | Median salary |
|---|---|
| New York | $133,270 |
| District of Columbia | $132,590 |
| Virginia | $102,430 |
| New Jersey | $100,940 |
| Hawaii | $98,900 |
| Connecticut | $98,230 |
| California | $97,860 |
| Massachusetts | $97,080 |
| Delaware | $94,680 |
| North Carolina | $94,570 |
See Credit Analyst pay in every state or the North Carolina statewide figures.
Related jobs in Charlotte-Concord-Gastonia, NC-SC
| Job | Median salary | Hourly |
|---|---|---|
| Accountants and Auditors | $92,910 | $44.67 |
| Financial and Investment Analysts | $106,510 | $51.21 |
| Personal Financial Advisor | $99,440 | $47.81 |
| Loan Officer | $78,200 | $37.59 |
| Financial Risk Specialist | $133,530 | $64.20 |
| Financial Examiner | $105,240 | $50.60 |
| Financial Specialists, All Other | $87,530 | $42.08 |
| Insurance Underwriter | $80,080 | $38.50 |
| Tax Preparer | $50,350 | $24.21 |
| Property Appraisers and Assessors | $66,700 | $32.07 |
| Budget Analyst | $89,410 | $42.98 |
| Tax Examiners and Collectors, and Revenue Agents | $65,390 | $31.44 |
| Credit Counselor | $46,950 | $22.57 |
| Project Management Specialist | $105,200 | $50.58 |
More: Business and Financial Operations Occupations · all salaries in Charlotte-Concord-Gastonia, NC-SC
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates, occupation code 13-2041. Wages include base pay, tips, commissions and shift pay, but not overtime, bonuses or benefits, and exclude the self-employed.
Frequently asked questions
How much does a credit analyst make in Charlotte-Concord-Gastonia, NC-SC?
The median salary for credit analysts in the Charlotte-Concord-Gastonia, NC-SC metro area is $100,640 a year, or $48.38 an hour. Pay ranges from $65,990 for the lowest-paid 10% to $165,330 for the top 10%.
How much do the highest-paid credit analysts make in Charlotte-Concord-Gastonia, NC-SC?
The top 10% of credit analysts in the Charlotte-Concord-Gastonia, NC-SC metro area earn at least $165,330 a year. The top 25% earn $128,610 or more.
What is the starting pay for credit analysts in Charlotte-Concord-Gastonia, NC-SC?
Entry-level pay (the 10th percentile) is about $65,990 a year, and a quarter of credit analysts earn $79,520 or less.
How many credit analysts work in Charlotte-Concord-Gastonia, NC-SC?
About 2,190 credit analysts are employed in the Charlotte-Concord-Gastonia, NC-SC metro area, not counting the self-employed.